Certificate of Security
A stable, high yielding investment instrument available from loan funds to borrowers who need to acquire collateral or who desire to use an investment facility as loan collateral.
Get Growing Loan
“Get Growing” is one of our most popular, versatile and flexible loan facility that caters to the needs of large, medium and small-scale farmers and agri-entrepreneurs and any type and size of agri-business activity. It is designed to finance from “farm to plate”- the entire agri-business sector. This include crops, livestock, agro-processing, agri-services, fish, aquaculture, apiculture, horticulture, and agri-tourism and forestry. Loan amounts and repayment are tailored to suit the specific needs of our customers.
(Partner with ADB and Get Growing from the ground up! Special discounts and incentives too to GET YOU GROWING!)
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Gro Safe Loan
Short term, low cost funding of up to 80% of the farmer’s selected activity. Our GroSafe Loan is one of the Bank’s most exclusive agri-business products and targets food crop farms certified under the National Agricultural Marketing and Development Corporation (NAMDEVCO)'s Farm Certification and Monitoring Programme and marketers of the produce of these farms. (‘With GroSafe, getting your produce ready for your market is easier than ever!)
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Instant Loan
A regular loan requiring a pledge of 1: 1 cash/quasi-cash security, where the decision is given to the customer immediately.
Revolving Credit
Short term loan similar to an overdraft facility available to individuals and companies but at more attractive rates to meet the working capital needs of the business.
Same Day/Package Loan
Loan with no up-front fees and minimal security granted in one (1) day to dairy farmers requiring cash urgently. It is developed in collaboration with Nestle’ Trinidad and Tobago to provide speedy and relevant funding to the dairy sector toward the growth and development of dairy producers, the adoption of new technology and improvement of farming systems.
SeeD'money
A loan of up to $250,000 especially for new farmers, marketers and agri-entrepreneurs making that first step as well as other farmers and recipients of Caroni 2 acre plots. (GROW WITH ADB- SeeD money.)
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Seeds of Success
A brand new short term loan of up to 24 months to a max of $50,000. ‘Seeds of Success’ seeks to assist fledging agri-entrepreneurs in food production by offering unsecured, low cost financing to facilitate farmers engaged primarily in primary production and value added projects. Concessions exist for both formal and informal land tenure arrangements.
SouSou First Han’s
New short term micro-enterprise loan up to $50,000 for existing farmers, marketers and agri-entrepreneurs needing working capital funds. (GROW WITH ADB –SouSou First Han’ The small money you need to make your agri-business dream bigger…)
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Vehicle Package Loan
A regular loan specifically to purchase a new or used vehicle or tractor, which is held as the sole security item.
Savings Account
A Savings Deposit Account allows the Bank’s clientele to accumulate savings and allows access to these funds either through a standing order or over the counter. Interest is calculated on the month-end balance and is credited to the savings account monthly.
Fixed Deposits
A Fixed Deposit can be opened with a minimum balance of TT$5,000 and is offered at competitive interest rates. Interest rates per annum will be payable at maturity. The Agro-Fixed Deposit Certificate has a minimum opening balance of TT$10,000. Features will vary from time to time depending on current market trends and other conditions in the financial market.
Youth Window
Loan of up to $25,000 targeting individuals 18-35 years of age. It also provides technical and social support through mentoring and its aim is to encourage our youth to become involved in the lucrative Agri-business sector.
In order to enroll the nation’s forward thinking youth into the sector, ADB has created Youth Window, one of its most progressive Agri-business products. It features unique elements designed especially to ensure that young people establish or maintain profitable enterprises… Read more
Youth Window is a “cool” funding concept to support Youths who want to realize Agri-business success. It not only helps with putting more dollars into your pocket, but also puts YOU in charge of your professional growth. With Youth WINDOW, you can chart your own course forward and realize all your wildest dreams! … Read more
With Youth Window you can visualize your track in a brilliant future… allows you to fast track into agri-entrepreneurship, but with the guidance and support of experts who want you to succeed… Learn more)